Privacy Policy

Welcome to MoneyRatna Group. Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you visit our website [https://moneyratnagroup.go-site.in/] or use our services.

1. Information We Collect

We may collect different types of information to provide better services, including:

A. Personal Information

When you contact us, sign up for our services, or make inquiries, we may collect:

Your name, email address, phone number, and business details.
Billing information when you make payments for our services.
Any other details you voluntarily provide through forms, emails, or chats.

B. Non-Personal Information

We also collect data that does not directly identify you, such as:

Browser type, IP address, operating system, and device type.
Pages visited, time spent on our site, and navigation patterns.
Demographic information such as language preferences and location data.

C. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience. This helps us:

Recognize repeat visitors.
Personalize content based on user preferences.
Analyze website traffic and improve performance.

You can disable cookies in your browser settings, but some website features may not function properly without them.

2. How We Use Your Information

We use the collected information to:

Provide and improve our business consulting services.
Communicate with you regarding inquiries, services, and offers.
Personalize your website experience and recommend relevant services.
Analyze website traffic and enhance security.
Prevent fraud, protect against legal risks, and comply with legal obligations.

3. How We Protect Your Information

We take data security seriously and implement appropriate measures, including:

Encryption: Protecting sensitive information during transmission.
Access Controls: Restricting access to authorized personnel only.
Regular Security Audits: Reviewing our security policies and systems to prevent data breaches.

While we strive to keep your data secure, no method is 100% foolproof. You share your data with us at your own risk.

4. Sharing Your Information

We respect your privacy and do not sell or rent your personal data. However, we may share your information with:

Service Providers & Partners: We may work with third-party vendors (such as payment processors, marketing platforms, or analytics providers) to help us operate our business.
Legal Authorities: If required by law, we may disclose your information to comply with legal obligations, respond to legal requests, or prevent fraud.

5. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before sharing any personal data.

6. Your Rights & Choices

As a user, you have the following rights regarding your personal data:

Right to Access: You can request a copy of the personal data we hold about you.
Right to Correction: You may request corrections to any inaccurate or incomplete information.
Right to Deletion: You can ask us to delete your data, subject to legal requirements.
Right to Object: You may opt out of marketing communications at any time.
Right to Data Portability: You can request to receive your data in a structured format for use elsewhere.

To exercise these rights, please contact us at [Your Email].

7. Retention of Data

We retain your personal information only for as long as necessary to:

Provide you with our services.
Comply with legal requirements.
Resolve disputes and enforce agreements.

Once your data is no longer needed, we securely delete or anonymize it.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or industry standards. We will notify users of any significant updates by posting a notice on our website or contacting you directly. Please review this policy periodically to stay informed.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out to us:

Email: info@moneyratnagroup.com
Phone: +91 9207070766
Address: D/No.52/1979 Metro Pillar No.841 A
First Floor Infinity One Building
SA Road,Janatha Jn,Vytilla,Ernakulam- 682019